ezbob

General information

EZBob Ltd, trading as Everline and ezbob, is the UK’s largest business e-lender having provided over £100 million and over 8,500 loans to help small businesses grow since 2012.

Its fully automated smart lending platform cuts through time consuming traditional underwriting practices by linking directly to a business’ key data sources, such as cloud based accounting services, tax reports and bank statements, to make up-to-date and rapid lending decisions based on the business’ performance.

Because the technology does all the legwork, the application process only takes around 10 minutes to complete and lending decisions are usually made within one hour of an application being submitted. If approved, funds are then paid into the businesses bank account within minutes.

Limited companies, limited liability partnerships, partnerships and sole traders can access £3,000 - £120,000 of working capital for up to 24 months.

EZBob Ltd is the first business e-lender to be provided with a multi-million pound loan guarantee agreement by the European Investment Fund (EIF). The UK government supported Angel Co-Fund is also an investor and the company last year became Oaktree Capital Management L.P.’s first business e-lending investment in Europe. In March, Leumi Partners, the investment banking arm of Israel-based Bank Leumi, chose EZBob Ltd as its first investment in FinTech.

Visit ezbob.com or Everline.com to find out more.