Simmons & Purdy Law Office

General information

The experienced attorneys at the Law Office of Simmons & Purdy focus on serving and protecting the rights of homeowners, individuals and small business owners in Real Estate Law, Foreclosure Relief, Short Sale, Mortgage Lending Law Violations, Predatory Lending, and Taxation and IRS Representation throughout California.

We invite you to contact us by email, at info@pamelaw.com or by telephone at (831) 464-6884 to set up a personal consultation. We will answer your inquiries promptly and confidentially. For more information, as well as links to valuable resources and news articles, please see our website: www.pamelaw.com.

ATTORNEYS:

Pamela Simmons is highly qualified in all phases of residential real estate. Her practice focuses on all matters relating to the home loan or mortgage.

In the mortgage lending law arena, Ms. Simmons has for years upheld the rights of borrowers who have been harmed by illegal lending and collection practices, sometimes known as predatory lending . These matters include violations of state and federal lending laws, foreclosure issues, loan modifications, short sales and loan servicing problems such as foreplaced insurance. She is one of a handful of attorneys who has represented clients in mortgage matters for well over 10 years. If you are facing foreclosure on your home because of oppressive mortgage terms, or have suffered unfair or illegal charges for insurance fees or late charges, or paid interest rates which were changed or undisclosed prior to closing, your mortgage lender or broker may have failed to follow the Truth in Lending Act or other state and federal statutes. Countless homeowners across the country have been victimized by these fraudulent practices. Pamela Simmons has had great success in obtaining foreclosure relief for clients in these circumstances.

William J. Purdy, III has been serving clients with IRS and Tax problems for over 20 years. A Stanford law school graduate, Mr. Purdy obtained his tax law training at New York University School of Law where he received a Masters in Taxation. He teaches several courses at Lincoln Law School in San Jose, California on Federal Income Tax issues and Advanced Tax Matters. Bill represents clients on a broad range of tax matters, including offers in compromise with the I.R.S. and F.T.B., penalty abatement, liability for unfilled tax returns, liens, levies, 100% penalties and tax deposit issues - Tax Collection Matters.

In the mortgage lending law arena, Mr. Purdy has upheld the rights of borrowers who have been harmed by illegal lending and collection practices, sometimes known as predatory lending . He is one of just a handful of attorneys in the state with experience to represent clients whose mortgage lender or broker has misrepresented the terms of their mortgage. If you are facing foreclosure on your home because of oppressive mortgage terms, or have suffered unfair or illegal charges for insurance fees or late charges, or paid interest rates which were changed or undisclosed prior to closing, your mortgage lender or broker may have failed to follow the Truth in Lending Act or other state and federal statutes. Countless homeowners across the country have been victimized by these fraudulent practices. Bill Purdy has had great success in obtaining foreclosure relief for clients in these circumstances.

Additionally, William Purdy is competent to give taxation advice in almost all areas covered by the federal and state tax regulations, including choice of business entity advice, corporate level taxation issues, marriage and divorce tax planning, like-kind exchanges, S Corporation tax issues and many other tax matters.